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DelfinGroup audited annual report for 2022
Emitents DelfinGroup, AS (iepriekšējais nosaukums - ExpressCredit, SIA) (2138002PKHUJIMVMYB13)
Veids 1.1 Gada finanšu pārskati un revīzijas ziņojumi
Valoda EN
Statuss Publicēts
Datums 2023-04-30 22:59:34
Versijas komentārs

DelfinGroup Management Board has prepared the 2022 audited annual report and submits it for approval at the Annual General Meeting of Shareholders.

In 2022, DelfinGroup revenues reached 35.8 million euros, a 42% increase compared to last year. The group's EBITDA increased by 31.6% in 2022, reaching 13.1 million euros, while profit before taxes increased by 45.2% year-on-year, reaching 7.3 million euros. The 2022 performance marks the best results in the group's history.



AS DelfinGroup Annual accounts for the year ended 31 December 2022 and Consolidated Annual accounts for the year ended 31 December 2022 in PDF and ESEF formats.

AS DelfinGroup Corporate Governance Report 2022.

AS DelfinGroup Remuneration Report 2022.


All the attachments are also available on the DelfinGroup website www.delfingroup.lv


Subscribe to DelfinGroup news and updates here.

About DelfinGroup

DelfinGroup is a licenced fintech company established in 2009 and operates under the brand names Banknote and VIZIA. The company continuously develops and offers consumer and pawn loans, loans developed for senior citizens, Buy now pay later loans (BNPL loans), and the sale of pre-owned goods online and at more than 90 branches across Latvia. On average, 35 thousand loans are issued monthly and serviced by a professional team of more than 300 DelfinGroup employees. The company has a total of over 400,000 registered customers. Since 2014, DelfinGroup has been known on the Nasdaq Riga Stock Exchange as a bond issuer and, since 2021, as a listed company on the Baltic Main List. The company's IPO in 2021 attracted almost 6000 new shareholders. The company regularly pays dividends to its shareholders. In 2022, the company's net loan portfolio grew to EUR 67.4 million, while its EBITDA reached EUR 13.1 million, with profit before taxes of EUR 7.3 million. The company's sustainability is based on focused corporate governance, fintech innovation, responsible lending, financial inclusion, and facilitating the circular economy. The company has been profitable every year since 2010.


         For further information, please contact:
         Aldis Umblejs,
         DelfinGroup Chief Financial Officer
         Phone: +371 26189988
         E-mail: IR@delfingroup.lv

DelfinGroup_annual statements_31.12.2022_ENG_with_Auditors_Report.pdf (3140.65 kB)
asdelfingroup-2022-12-31-en.zip (3885.69 kB)
asdelfingroup-2022-12-31-en_preview.xhtml (14029.94 kB)
DelfinGroup_Corporate_Governance_Report_2022_esigned.pdf (494.47 kB)
DelfinGroup_Remuneration_Report_2022_esigned.pdf (447.42 kB)